BITCOIN BNPL PROTOCOL

Own Bitcoin Today,
Pay Over Time

Lock in today's BTC price with fixed installment payments. No liquidation risk. No timing the market.

How It Works

Buy Bitcoin in three simple steps

01

Choose Your Amount

Select how much BTC you want and pick a payment term that fits your budget.

02

Get BTC Instantly

Receive wBTC immediately after confirming. Your Bitcoin is held in escrow until fully paid.

03

Pay Over Time

Fixed monthly payments. Pay off early anytime, or sell your position NFT on the marketplace.

Earn Yield on Your Stablecoins

Provide liquidity to fund Bitcoin purchases

Senior Tranche

1x

Protected, lower yield

8–12%APY

Losses absorbed by Junior first

Junior Tranche

3–6x

First-loss, higher yield

24–36%APY

Higher risk, higher reward

Why BTC Now

Built different from collateralized lending

No Liquidations

BTC price drops don't trigger forced sales. Your payment schedule stays fixed.

Fixed Rates

Rate locked at loan creation. Know exactly what you'll pay, no surprises.

Instant Delivery

Get wBTC immediately after confirming your purchase. No waiting period.

Tradeable Positions

Every loan is an NFT. Sell your position on the marketplace anytime.

Flexible Terms

90-day to 10-year terms. Pay off early anytime with no penalty.

Pool-Backed

Pooled LP liquidity ensures capital is always available when you need it.

Built to Last

Audited
Open Source
Transparent

Security-first architecture with comprehensive audit coverage, immutable core parameters, and fully on-chain transparency. Every transaction is verifiable, every rate is algorithmically determined.

Ready to get started?

Buy Bitcoin with installment payments or provide liquidity to earn yield.